Confusing credit model

I know a lot of this is necessary, but what a learning curve! I had to learn: 

VVV tokens

DIEM tokens

Credits

Staking VVV

Staking DIEM

sVVV

Locking sVVV

Claiming VVV

Minting DIEM

Pro version

Pro+ version

Max version

Premium models

There's gotta be a simpler way where this is all behind the scenes.